HomeBenefitsWhat Is Ssi Benefits From Social Security

What Is Ssi Benefits From Social Security

Get Help From An Experienced Ssi Claims Lawyers In Jacksonville

What is my Social Security?

The Social Security and Supplemental Security Income Disability programs are the largest of several Federal programs that provide assistance to people with physical and/or mental disabilities. SSDI pays benefits to you and certain members of your family if you have worked long enough and paid Social Security taxes. SSI pays benefits solely based on financial need.

As noted, initial claims for these benefits are often denied by the SSA due to paperwork errors or insufficient medical evidence verifying a disability. There are a number of levels to the appeals system that leaves most people overwhelmed and frustrated.

At RITE Law, we started the firm for one reason to help those in Florida and elsewhere have the resources of a firm that was big enough to fight but small enough to care. At Rudolph, Israel, Tucker & Ellis , we have the resources and experience to go to trial when it is necessary, and we have the wisdom to advise you appropriately.

Without help from the Social Security disability benefits attorneys in Jacksonvilleon the RITE team, trying to make insurance claims can lead to a lot of frustration and time and money lost. When you turn to our firm, we spring into action, making sure every detail of your claim is addressed. We answer any questions you have and stand in your corner to give you the best opportunity to receive all the benefits you deserve.

Who Can File For Social Security Spousal Benefits

To be eligible for spousal benefits, you must be married, divorced or widowed, and your spouse either is or was eligible for Social Security.

The spouse must be at least 62 years old or have a qualifying child a child who is under age 16 or who receives Social Security disability benefits in his or her care.

Both opposite-sex and same-sex married couples are eligible for Social Security spousal and dependent benefits. So are some individuals in legal relationships such as civil unions and domestic partnerships. And those who were married for at least 10 years and have been divorced for at least two years also can apply.

Spouses can claim benefits based on their own work history or their spouses work history. They will automatically collect whichever amount is larger, but not both.

How Is Ssi Funded

Unlike Social Security, which is financed by dedicated payroll taxes, SSI is funded from general revenues. SSI expenditures, at $60 billion in fiscal year 2021, were 0.27 percent of gross domestic product that year. More than $9 of every $10 pays for benefits the rest covers administrative costs. SSIs administrative costs are substantially higher than those for Social Security because of its complex rules.

Recommended Reading: Social Security Disability Earnings Limit 2022

If You’re Not Sure Why You Received A Payment

If you receive a check or direct deposit payment from the Treasury Department and do not know what its for, contact the regional financial center that issued it. Only the agency that authorized the payment can explain why you received it.

If you received a check, look for the RFCs city and state at the top center. Then contact that RFC to find out which federal agency authorized the payment. It will be one of these:

If you received payment byelectronic funds transfer , or direct deposit, follow the directions under Find Information About a Payment.

Use the Treasury Check Verification System to verify that the check is legitimate and issued by the government.

Applying For Regular Social Security Vs Ssi

The SSI Social Security Benefits Payment Schedule for December 2017 is ...

If you are eligible to receive SSI based on age or disability, you may also qualify to receive Social Security benefits. Therefore, when you apply for SSI benefits, you will be automatically applying for Social Security benefits. For example, if you apply for SSI based on your disability, you may also be eligible for Social Security Disability insurance.

You can apply for either or both benefits through your My Social Security account, by calling Social Security at 1-800-772-1213, sending your filed application to the Social Security address, or visiting the local Social Security office.


Read Also: Social Security Office Shelby Nc

Summary Social Security Vs Ssi

The difference between social security and SSI can be mainly distinguished by considering their aims. Social security is mainly concerned with retirement benefits while SSI is designed to assist persons and children in fulfilling their basic needs. SSA provides a number of welfare and development programs to US citizens where social security and SSI takes priority. The organization has documented clear guidelines for eligibility criteria in order to ensure an equitable service is provided throughout the country.

Ssa Administers Two Disability Programs Both Include Incentives To Work

  • The Social Security Administration pays cash benefits to people whom, due to a physical or mental disability that is expected to last more than a year or result in death, are unable to earn a substantial wage.

  • For 2002, earnings of more than $780 per month or more than $1,300 per month for individuals who are blind are considered substantial earnings. These amounts are adjusted each year based on increases in national average wages.

  • SSA administers two disability programs, Social Security Disability Insurance and Supplemental Security Income .

    • Social Security disability benefits are an earned benefit. Workers pay Social Security taxes into the system and earn work credits based on how much they earn. If a person becomes disabled they may be eligible to receive benefits based on their earnings.

    • The benefit amount is based on a persons average lifetime earnings. The number of work credits a person has earned determines eligibility for benefits. The number of work credits needed for disability benefits depends on the individuals age when the disabling condition begins.

    • The spouse and dependent children of a disability beneficiary may also qualify.

    • Social Security disability pays an average monthly benefit of $815 to approximately 5.1 million workers with disabilities. In addition, some 1.6 million members of their families receive monthly benefits.

  • There are no benefit provisions for a spouse and dependent children.

  • Read Also: Social Security Office Apache Junction

    What If I Don’t Receive My Check On The Expected Date

    If your check doesn’t arrive on the date listed above based on your birth date or other circumstances, the Social Security Administration says to wait three additional mailing days before calling. If you still haven’t received it, you can then call 800-772-1213 to speak with a representative.

    The SSA notes that wait times to speak with a representative are shorter Wednesday through Friday and later in the day .

    Other Ways You Can Apply

    Social Security benefits increasing in 2022

    Apply With Your Local Office

    You can do most of your business with Social Security online. If you cannot use these online services, your local Social Security office can help you apply. You can find the phone number for your local office by using our Office Locator and looking under Social Security Office Information. The toll-free Office number is your local office.

    Apply By Phone

    If You Do Not Live in the U.S. Or One of Its Territories

    Contact the if you live outside the U.S. or a U.S. territory and wish to apply for retirement benefits.

    Mailing Your Documents

    If you mail any documents to us, you must include the Social Security number so that we can match them with the correct application. Do not write anything on the original documents. Please write the Social Security number on a separate sheet of paper and include it in the mailing envelope along with the documents.

    Read Also: Free Legal Aid Social Security Disability

    Social Security Vs Ssi

    Social Security is a program that provides a number of benefits for persons including retirement income, disability income, Medicare, and death and survivorship benefits. SSI is a national income program designed to provide assistance to aged, blind, and disabled persons and children who have little or no income to fulfill basic needs. Funding SSA provides retirement benefits under social security. Retirement benefits are not available with SSI.

    Supplemental Security Income Overview


    SSI stands for Supplemental Security Income. Social Security administers this program. We pay monthly benefits to people with limited income and resources who are disabled, blind, or age 65 or older. Blind or disabled children may also get SSI.


    Many people who are eligible for SSI may also be entitled to Social Security benefits. In fact, the application for SSI is also an application for Social Security benefits. However, SSI and Social Security are different in many ways.


      Both programs pay monthly benefits.

      The medical standards for disability are generally the same in both programs for individuals age 18 or older. For children from birth to the attainment of age 18 there is a separate definition of disability under SSI. The medical standard is based on the severity of your disability financial need is not considered at this step in the eligibility process.

      SSA administers both programs.

    Recommended Reading: Social Security Office In Eugene Oregon

    Supplemental Security Income Benefits

    Generally, the maximum Federal SSI benefit changes yearly. SSI benefits increased in 2022 because there was an increase in the Consumer Price Index from the third quarter of 2020 to the third quarter of 2021. Effective January 1, 2022 the Federal benefit rate is $841 for an individual and $1,261 for a couple.

    Some States supplement the Federal SSI benefit with additional payments. This makes the total SSI benefit levels higher in those States. SSI benefit amounts and State supplemental payment amounts vary based upon your income, living arrangements, and other factors.


    The following States or territories do not pay a supplement to people who receive SSI:


    When Will I See The Increase In My Social Security Check

    The SSI Social Security Benefits Payment Schedule for August 2017 is ...

    The annual increase goes into effect with December benefits, which appear in checks dated January 2023.

    Social Security payments follow a rollout schedule based on the beneficiary’s birth date: If you were born from the first day through the 10th day of the month, your benefits are paid on the second Wednesday of the month.

    If your birthday falls between the 11th and 20th, your check is paid on the third Wednesday, so you’ll see your first COLA increase on Jan. 18, 2023.

    Retirees born between the 21st and the last day of the month receive benefits on the fourth Wednesday. In that instance, your first increase would appear on Jan. 25, 2023.

    Beneficiaries should then receive letters detailing their specific benefit rate in December. You can also check your rate on the My Social Security website.

    Don’t Miss: Social Security Office In Vidalia

    When And How To Apply

    The key to getting the maximum Social Security benefit is in knowing your specific benefits as individuals and in timing when you file as a couple.

    You can first apply for Social Security if you are no more than three months away from age 62. But your benefits increase significantly if you wait until you reach full retirement age, which can be 66 or 67, depending on your year of birth.

    To apply for spousal benefits, go to the Social Security Administration website. There you will find links to apply online and numbers to call to apply over the phone or to make an appointment at your local Social Security office.

    The website also has lots of information about how to maximize the amount you can collecting. SSA also offers an online calculator to estimate your potential spousal benefit.

    David Levine is an award-winning writer and editor whose work has been featured in the New York Times, New York Daily News, Sports Illustrated, American Heritage, U.S. News & World Report and others.

    David has covered health, health insurance and health policy topics among many others since 2017. He earned a Bachelor’s Degree in English from the University of Rochester and currently lives in Albany, New York.

    Ssi Vs Ssdi: Similarities

    Lets start with what these two programs have in common. Both are assistance programs set up by the federal government and organized by the Social Security Administration , and both provide financial assistance to individuals who may be unable to work full-time or part-time hours.

    Plus, both can be applied for through the Social Security Administration website thats about where the similarities end, though. Lets take a look at how the two stack up in the battle of SSI vs SSDI.

    Also Check: Louisville Ky Social Security Office

    What Is Regular Social Security

    Social Security benefits, also known as the Old Age, Survivors, and Disability Insurance , is a safety net program that provides benefits to retired workers, their spouses, children, and people with disabilities. The amount of benefits a person receives is based on their earnings history and the age at which they start collecting benefits.

    Social Security benefits are funded with payroll taxes under FICA and SECA. These funds are deposited into the Social Security Trust Fund, from where Social Security benefits are paid to retirees, disabled workers, and dependents of eligible workers. Surplus funds are invested in interest-bearing federal debt instruments.

    Can You Switch From Your Social Security Benefit To A Spousal Benefit

    SSDI, SSI & Retirement | Social Security Disability Insurance & Supplemental Income | theSITREP

    Yes. If you begin collecting your own Social Security benefits at age 62 but your spouse keeps working for another few years, you are eligible to your spouses benefit after they retire if it is higher than your own. Thus, your spouse will get the maximum amount and you can file for 50% of the amount your spouse would receive at full retirement age.

    Also Check: Athens Ga Social Security Office

    Benefits For People With Disabilities

    The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. While these two programs are different in many ways, both are administered by the Social Security Administration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program.

    Social Security Disability Insurance pays benefits to you and certain members of your family if you are “insured,” meaning that you worked long enough and paid Social Security taxes.

    pays benefits based on financial need.

    When you apply for either program, we will collect medical and other information from you and make a decision about whether or not you meet Social Security’s definition of disability. Periodically, we will need updated information about your condition. You may receive a Disability Update Report . This form can now be completed online.

    Use the Benefits Eligibility Screening Tool to find out which programs may be able to pay you benefits.

    If your application has recently been denied, the Internet Appeal is a starting point to request a review of our decision about your eligibility for disability benefits.

    If your application is denied for:

    The Basics About Disability Benefits

    The SSDI program pays benefits to you and certain if you are insured. This means that you worked long enough and recently enough – and paid Social Security taxes on your earnings. The SSI program pays benefits to adults and children who meet our requirements for a qualifying disability and have limited income and resources.

    While these two programs are different, the medical requirements are the same. If you meet the nonmedical requirements, monthly benefits are paid if you have a medical condition expected to last at least one year or result in death.

    Read Also: Social Security Office Tyler Tx

    Earn Ssa Work Credits In Some Countries

    You may not have enough credits from your work in the United States to qualify for retirement benefits. But, you may be able to count your work credits from another country. The SSA has agreements with 24 countries. If you earned credits in one of those countries, they can help you qualify for U.S. benefits.

    Get Ssa Benefits While Living Abroad

    When you get approved for social security disability income, how long ...

    U.S. citizens can travel to or live in most, but not all, foreign countries and still receive their Social Security benefits. You can find out if you can receive benefits overseas by using the Social Security Administrations payment verification tool. Once you access the tool, pick the country you’re visiting or living in from the drop-down menu options.

    Recommended Reading: Social Security Disability Rules After Age 60

    Social Security Payments For October: When Your Money Will Arrive

    Checks for SSI recipients have already been sent, and there are three Social Security payment dates left this month. Here’s how it works.

    Katie Teague


    Katie is a writer covering all things how-to at CNET, with a focus on Social Security and notable events. When she’s not writing, she enjoys playing in golf scrambles, practicing yoga and spending time on the lake.

    Checks for those who receive Supplemental Security Income along with Social Security have already been sent out this month. Another Social Security payment will go out next week. We’ll explain how the timing of Social Security payments works below.

    In the next two months, keep an eye on your mailbox for a letter about your Social Security benefits increase for 2023 — it should arrive in December. It should be the largest increase in Social Security benefits since 1981. The letter will have details about your benefit rate for next year, but you can also access your benefits online on the Social Security Administration’s website.

    Read more: Stimulus Checks: 18 States Are Sending Tax Rebates to Residents

    Who Qualifies For Ssi And What Benefits Do They Receive

    The vast majority of SSI beneficiaries 85 percent are eligible due to a severe disability . In April 2022, roughly 1 million beneficiaries were children. Since SSI is available only to those who are disabled and have very low incomes and assets, more disabled children become eligible for SSI when poverty rates rise.

    SSI beneficiaries may have no more than $2,000 in assets for individuals and $3,000 for couples, with certain exceptions. Because beneficiaries typically have no other source of income, more than half receive the basic monthly SSI benefit, which in 2022 is $841 for an individual and $1,261 for a couple.

    SSA reduces these benefit amounts for beneficiaries who have other sources of income or live in a Medicaid facility or with someone who provides support. For example, while SSA exempts the first $20 per month of unearned income when determining a persons SSI eligibility and benefit levels, any income above that amount from sources such as Social Security benefits, pensions, interest, and child support is subtracted from SSI benefits. Similarly, SSA disregards the first $65 per month of earnings, but each dollar of earnings above that level typically reduces SSI benefits by 50 cents. Such reductions lowered the average SSI monthly benefit to $625 in April 2022.

    Don’t Miss: Social Security Office In Forest Mississippi

    Must Read