HomeNewsWhy Is My Social Security Direct Deposit Late This Month

Why Is My Social Security Direct Deposit Late This Month

Ssi Disability Payment Dates


SSI benefits are paid on the 1st day of each month. If the 1st is on a Saturday, Sunday, or legal holiday, your benefits will be deposited on the banking day before. For example, if the 1st is a Sunday, you should receive your check the Friday before . Note that your payment that comes on the 1st of the month is actually your benefit from the prior month. For example, a March check would actually be for the SSI benefits from February.

SSI checks come out early several times a year. Since January 1 is a holiday, SSI payments for January are usually paid on the last day of December that isn’t a holiday. For instance, the SSI payment for January 2023 will be deposited on Friday, December 30, 2022. SSI checks are also deposited early when the 1st of the month falls on a Saturday or Sunday, which happens in May and October of 2022.

SSI recipients are now required to receive their payments through direct deposit, the Direct Express® card program, or through an Electronic Transfer Account.

Social Security Benefits Will Be Paid Monthly On One Out Of Three Wednesdays

When it comes to managing your life as a retiree, it almost goes without saying that youll need to keep abreast of the yearly Social Security tweaks and adjust your budget accordingly. However, with so much new information to keep track of, it can be easy to forget some of the smaller details, such as when benefit payments are distributedespecially considering that this answer isnt exactly clear-cut and varies from person to person. As such, we have put together a Social Security benefits payment schedule for 2023, which can be found below.

When Will I Receive My Social Security Check This Month

Once you know what week of the month youll receive your social security payments, its easy to work out which date your monthly payments will come in.

If your birthday falls between 1-10th of the month If your birthday falls between 11-20th of the month If your birthday falls between 21-31st of the month

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How Do I Change Social Security To Direct Deposit

If you already receive Social Security benefits, you can start or update your direct deposit by visiting your online my Social Security account. Simply log in, navigate to your profile page, and input your direct deposit information. You can set this change to take effect immediately or at a specified later date. If you receive SSI benefits, don’t have a U.S. mailing address, or otherwise aren’t able to make this change online, you can contact your bank or call the Social Security Administration at 1-800-772-1213.

Is There Anything I Can Do To Make Dealing With The Social Security Administration Easier

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You shouldnt expect as many problems dealing with the Social Security Administration while receiving benefits as you had trying to get benefits in the first place. Sometimes, though, some people have problems. Here are some things you can do to try to minimize the hassle:

  • Keep all decisions, letters, and notices you receive from SSA in a safe place.
  • Read everything you get from the Social Security Administration. The booklets that come with award letters and notices are well written and informative.
  • When reading the booklets you receive from the Social Security Administration, pay special attention to the kind of information you are required to report to the Social Security Administration. Report promptly and in writing and keep a copy with your Social Security papers.
  • Dont necessarily believe everything they tell you at the Social Security Administration 800 number. If you have an important issue to take up with the Social Security Administration, sometimes it is better to go to your local Social Security Office.

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Social Security: First Checks With 2023 Cola Increase Arrived This Week

Here’s when Social Security beneficiaries can expect to get their check in January.

The first Social Security checks reflecting the 2023 cost-of-living adjustment, or COLA, arrived on Tuesday. Benefits are being increased by 8.7% this year, the biggest bump in more than 40 years, to help fight ongoing inflation.

This first batch of checks is for long-time recipients and those who receive both Social Security and Supplemental Security Income. Other beneficiaries will receive their payments throughout January, depending on the day of the month they were born.Read on to find out when your Social Security payment should arrive and how your payment date is determined.

Just started receiving Social Security? Learn the best time to start collecting your benefits and how to pause them for a bigger payout later.

What To Do About A Late Check

If your disability payment is late, the SSA requests that you wait a minimum of three business days before contacting your local SSA office or calling 1-800-772-1213. If you suspect a payment was stolen, you should contact the SSA immediately.

If your first disability check does not come within 90 days of your claim approval, contact your local SSA office to learn the status of payments.

If you hired a disability attorney to assist with your claim, contact him or her to follow up regarding your late benefits payment. Your lawyer can contact the SSA about the missing payment and help get your payment released quickly.

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What Happens To My Social Security Disability Application In A Government Shutdown

During the Clinton-era shutdown, new Social Security claims were not being processed because the agency furloughed 61,415 employees. As the shutdown wore on, the agency adjusted its plan and recalled workers to start processing new claims. Whether new claims are processed at all or with a delay due to fewer workers will depend on how many employees the SSA decides to maintain and how many they decide to furlough.

The SSAs 2013 government shutdown contingency plan stated that new and pending Social Security applications would continue to be processed as well as requests for appeals.

However, because these functions are carried out by the state Disability Determination Offices, each state will decide whether to continue these operations or stop them.

The most likely scenario is that applications will be processed but with some delay.

The delay will be dependent on how many employees are retained and how long the shutdown lasts.

How To Get A Social Security Card

How to Apply for Social Security Benefits
  • Gather your documents. Learn what documents you’ll need to get a card. Select your situation:
  • Original, replacement, or corrected card
  • U.S. born citizen, foreign-born U.S. citizen, or noncitizen
  • Apply online for a replacement card. Apply online if youre not changing anything on your card and you are eligible. This option is available in most states. You will need to make a my Social Security account first. Or complete an application. If you can not apply online, fill out an application and return it to the SSA. Find out where to take it in person or mail it.
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    Contact Our Disability Lawyers For Help

    If you are not receiving the disability benefits you are entitled to, the disability lawyers of Dayes Law Firm PC are here to help. Request a free, no obligation consultation and our skilled attorneys will review your disability claim.

    We charge no upfront fees and payment is only due if we recover compensation for you.

    How Much Is The Average Social Security Payment

    Inflation is at its highest rate since 1982, so the cost-of-living adjustment for 2022 is up 5.9%. This means that the average retired workers benefit will increase by $93 up to $1,658. Spousal benefits will be up by an average of $47 to $841. To work out your newly increased payment, multiply your current social security payment amount by 0.059.

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    Schedule Of Social Security Payments

    • The person who is born between 1 to 10th of a month is entitled to receive his/her Social Security Direct Deposit on the second Wednesday of every month.
    • The people who are born between the 11th and 20th of a month are liable to receive their direct deposits of Social Security on the third Wednesday each month.
    • People who were born between the 21st and 31st of the month will receive their Social Security payments on the fourth Wednesday of every month.

    It is notable here that spouses or children who are entitled to receive the benefits based on the said individuals will be receiving the payment on the same day as the person in reality.

    My Direct Deposit Was Supposed To Be Deposited Today But I Don’t See It In My Available Balance What Happened

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    Direct deposit early availability depends on timing of payors payment instructions, and fraud prevention restrictions may also apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. If you havent received a direct deposit that you are expecting, its because we havent received the payment instructions from your employer or benefits provider.

    If you are concerned about the status of your direct deposit, make sure the name and Social Security number on file with your employer matches whats on your GO2bank account exactly. GO2bank will not be able to deposit your payment if this information doesnt match exactly.

    If you still need help with a payroll direct deposit, then follow these steps:

  • Contact your employer to verify that the direct deposit was sent. If so, ask them for the TRACE # of your direct deposit transaction.
  • Once you have the TRACE #, call GO2bank Customer Support at 459-1334 and GO2bank will investigate the transaction.
  • NOTE: If you recently reported your card lost or stolen, please be sure to tell the GO2bank Customer Support Specialist.

    If you enrolled in direct deposit for federal benefits, you should contact the agency that administers your benefit.

    Also Check: Social Security Updates For 2022

    Receiving Social Security Payments

    Social Security benefits are only paid out electronically you will not receive a Social Security check in the mail. You can either receive a direct deposit into your bank account or opt for a prepaid debit card. When you apply to receive your Social Security benefits, you will have the chance to provide your account number and the routing number of your bank or credit union.

    Checking Your Claims Status

    The SSA instructs recipients to wait at least three business days after the scheduled post date of the payment before contacting your local SSA office. If your benefits are not in your account after 72 hours from their scheduled deposit date you should call 1-800-772-1213 , Monday through Friday from 7 a.m. to 7 p.m. for inquiries.

    During the three-day waiting period, you can check your disability claim’s status online to verify the following information:

    • Date your application was received
    • Pending SSA requests for additional documentation or verification
    • Location of your claims processing center
    • Current approval/disapproval claim statuses

    If you think your funds have been lost, stolen, or compromised, you dont have to wait the required three day period. In fact, you should call the SSA office immediately to vice your concerns.

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    When To Expect A Check

    After your disability claim is approved, it may take a few months to start receiving payments. If you are owed backpay, it can take even longer for it to be disbursed the time between claim approval and receiving your first disability check will be reflected in the backpay you are owed.

    The Social Security Administration no longer sends paper checks through the mail for disability benefits. Instead, benefits are paid through either a direct deposit to your bank account or a deposit to a debit card.

    Disability payments are made on different days of the month, depending on your birth date.

    • Payments are deposited on the second Wednesday of the month for those born on the first through the 10th.
    • Payments are deposited on the third Wednesday of the month for those born the 11th through the 20th.
    • Payments are deposited on the fourth Wednesday of the month for those born the 21st through the 31st.

    Some exceptions exist:

    • If you started receiving disability benefits before 1997, payments are deposited on the third day of the month.
    • If you receive both disability and Supplemental Security Income , payments are deposited on the third day of the month.
    • If your payment is supposed to be made over a holiday, it will be deposited on the day before the holiday.

    Social Security Payments: Could My Social Security Check Arrive Late

    You should regularly check the estimated Social Security benefit youll eventually get

    Here is a guide for how to deal with late payments

    Social Security recipients’ benefits should expect to receive checks each month.

    The Social Security Administration sends out several batches during this period to ensure that benefits arrive on time.

    Payments will be deposited into citizens’ accounts on Wednesdays. However, this will depend on their birthday.

    That means that beneficiaries born at the beginning of the month will receive their payments earlier than those born at the end of the month.

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    How Long Will It Take For Ssa To Pay Me

    As a rule, it takes one to two months for back benefits to be paid and monthly benefits to begin in a Social Security disability case in which no SSI application was ever filed.

    But these are only general rules. In some cases, it takes as long as 3 months for back benefits to be paid. When it takes more than 90 days for back benefits to be paid in a Social Security disability case, it may mean that there has been a bureaucratic mix-up somewhere in the system. In that case it will be necessary to take some sort of action to deal with the delayed benefits.

    If 90 days pass from the date of the decision and I am still not paid my back benefits, is there anything that can be done to speed up payment?

    It is possible that your attorney may be able to do something if you are not paid after 90 days. Be sure to telephone your attorney to explain that you havent gotten paid after about three months. It may be necessary at that point to contact the payment center.

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    What To Do If My Social Security Payment Is Late

    If you suspect your check might have been stolencontact the SSA immediately.

    If your delay is due to a change in personal details such as banking account or address, 1-800-772-1213

    Opening a personal #mySocialSecurity account gives you secure access to your personal record and interactive tools tailored for you. Save time, go online. Create your account today at

    Social Security

    However, for any other delays, the SSA recommends you to wait three business days for your check to arrive, after that date you should call 1-800-772-1213 or visit your nearest SSA office.

    What Should I Do If My Disability Payment Is Late

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    If your disability payment is late, what you should do depends on your payment method. Nearly all direct deposit payments arrive on time. If you use direct deposit and your payment is late, contact your financial institution.

    If you receive a paper check in the mail and your payment is late, the SSA recommends you wait three days in case your check was delayed in-transit. If you still havent received your check within three days of your payment date, you can call the SSA at 800-772-1213.

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    Electronic Payments Now Required By Federal Law

    The option to receive monthly benefits by check has essentially been eliminated by changes to federal laws pertaining to payments made through benefit programs such as SSDI and SSI. As of Mar. 1, 2013, all newly approved SSI beneficiaries must choose an electronic payment method. Those approved for benefits prior to that date had to switch from payments by check to an electronic method for all future payments.

    There are currently only two available payment methods in use by the Social Security Administration. Social Security disability benefits through the SSI program may be direct deposited to your account at a bank. The other method is to have them electronically added to a Direct Express debit card, which is the debit card approved for use by the Social Security Administration.

    Reasons A Check Is Late

    There are a few things that could cause a late disability payment.

    • If you have not updated the SSA regarding a bank account change or change of address, your payment could be delayed.
    • The bank account used by the SSA to pay your disability benefits may have changed, delaying your payment.
    • If the SSA office in charge of your disability payments is experiencing slow processing time, your payment may be delayed.

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