Understand Ssa Claim Number Suffixes
The alphabetic symbol which appears after the SSN identifies the type of benefit for which the claimant is eligible or entitled. Listed below are some of the identification codes for SSA beneficiaries.
Wife, age 62 or over
Child CA= C11, CB= C12, etc.
Widow, age 60 or over
Beneficiary not entitled to title II or monthly benefits
not qualified for automatic HIB
Primary beneficiary not entitled to title II or railroad monthly benefits . Also, renal disease only beneficiary.
Disabled widow, age 50 or over
Fact #: Social Security Is Especially Beneficial For Women
Social Security is especially important for women, because they tend to earn less than men, take more time out of the paid workforce, live longer, accumulate less savings, and receive smaller pensions. Women represent more than half of Social Security beneficiaries in their 60s and 7 in 10 beneficiaries in their 90s. In addition, women make up 96 percent of Social Security survivor beneficiaries.
Fact #: Social Security Provides A Guaranteed Progressive Benefit That Keeps Up With Increases In The Cost Of Living
Social Security benefits are based on the earnings on which people pay Social Security payroll taxes. The higher their earnings , the higher their benefit.
Social Security benefits are progressive: they represent a higher proportion of a workers previous earnings for workers at lower earnings levels. For example, benefits for a low earner retiring at age 65 in 2021 replace about half of their prior earnings. But benefits for a high earner replace about 30 percent of prior earnings, though they are larger in dollar terms than those for the low-wage worker.
Many employers have shifted from offering traditional defined-benefit pension plans, which guarantee a certain benefit level upon retirement, toward defined-contribution plans s), which pay a benefit based on a workers contributions and the rate of return they earn. Social Security, therefore, will be most workers only source of guaranteed retirement income that is not subject to investment risk or financial market fluctuations.
Once someone starts receiving Social Security, their benefits increase to keep pace with inflation, helping to ensure that people do not fall into poverty as they age. In contrast, most private pensions and annuities are not adjusted for inflation.
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What Do Mbis Mean For People With Medicare
The MBI doesn’t change Medicare benefits.
People with Medicare who belong to a Medicare Advantage plan or a Medicare drug plan should keep using their Medicare Advantage and/or Medicare drug plan cards like they always have when they get health care services or fill a prescription. People with Medicare will also need their MBIs when they change plans or are admitted to the hospital.
How Do I Update The Ssa/ssn Referral Field For A Client With No Social Security Number
Take the following steps if a client does not have a SSN and one is required for the selected programs:
- SSA/SSN Referral field – Select the from the drop down menu. For more information on the referral types see the chart below.
SSA/SSN Referral Code
For more information worker responsibilities and additional policy information, see EA-Z Manual – Social Security Numbers .
Ssns Used In Advertising
Some SSNs used in advertising have rendered those numbers invalid. One famous instance of this occurred in 1938 when the E. H. Ferree Company in Lockport, New York, decided to promote its product by showing how a Social Security card would fit into its wallets. A sample card, used for display purposes, was placed in each wallet, which was sold by Woolworth and other department stores across the country the wallet manufacturer’s vice president and treasurer Douglas Patterson used the actual SSN of his secretary, Hilda Schrader Whitcher.
Even though the card was printed in red and had “specimen” printed across the front, many people used Whitcher’s SSN as their own. The Social Security Administration’s account of the incident also claims that the fake card was half the size of a real card, despite a miniature card being useless for its purpose and despite Whitcher’s holding two cards of apparently identical size in the accompanying photograph. Over time, the number that appeared has been claimed by a total of over 40,000 people as their own. The SSA initiated an advertising campaign stating that it was incorrect to use the number . However, the number was found to be in use by 12 individuals as late as 1977.
How Do I Verify A Social Security Number
A SSN can be verified electronically utilizing the State Online Query Search. For more information on how to access SOLQ, see State On-Line Query Search.
Every month ACES sends the Social Security Administration SSNs that have not been federally verified. When the SSN is a match, ACES automatically updates the Verification valid value on the Client Details page to Federally Verified . For more information see Numident.
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Types Of Social Security Cards
Four different classifications of Social Security cards are issued. Such cards are issued by geographic location to:
There are two restricted types of Social Security cards:
- One reads “not valid for employment.” Such cards cannot be used as proof of work authorization, and are not acceptable as a List C document on the I-9 form.
- The other reads “valid for work only with DHS authorization”, or the older, “valid for work only with INS authorization.” These cards are issued to people who have temporary work authorization in the U.S from the Department of Homeland Security — the nation’s border agency. They can satisfy the I-9 requirement, if they are accompanied by a work authorization card.
The cards commonly display the cardholder’s name and number.
The new SSN card design utilizes both covert and overt security features created by the SSA and GPO design teams.
How To Get A Social Security Card
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Fact #: Social Security Lifts Millions Of Older Adults Above The Poverty Line
Without Social Security benefits, about 4 in 10 adults aged 65 and older would have incomes below the poverty line, all else being equal, according to official estimates based on the 2021 Current Population Survey. Social Security benefits lift more than 16 million older adults above the poverty line, these estimates show.
An important study on retirement income from the U.S. Census Bureau that matches Census estimates to administrative data suggests that the official estimates overstate older people’s reliance on Social Security. The study finds that in 2012, 3 in 10 older adults would have been poor without Social Security, and that the program lifted more than 10 million older adults above the poverty line.
No matter how it is measured, its clear that Social Security lifts millions of older adults above the poverty line and dramatically reduces their poverty rate.
What Do Mbis Look Like
The MBIs are:
- Clearly different than the HICN and RRB number.
- 11-characters in length.
- Made up only of numbers and uppercase letters if you use lowercase letters, our system will convert them to uppercase letters.
The MBI doesnt use the letters S, L, O, I, B, and Z to avoid confusion between some letters and numbers . Learn about and use our MBI format specifications to make changes to your systems.
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How To Stop Social Security Check Payments
The SSA can not pay benefits for the month of a recipients death. That means if the person died in July, the check received in August must be returned. Find out how to return a check to the SSA.
If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after death. For more about the requirement to return benefits for the month of a beneficiarys death, see the top of page 11 of this SSA publication.
Family members may be eligible for Social Security survivors benefits when a person getting benefits dies. Visit the SSA’s Survivors Benefits page to learn more.
Use Required For Federal Tax Purposes
Internal Revenue Code section 6109 provides: “The social security account number issued to an individual for purposes of section 205 of the Social Security Act shall, except as shall otherwise be specified under regulations of the Secretary , be used as the identifying number for such individual for purposes of this title .”
The Internal Revenue Code also provides, when required by regulations prescribed by the secretary of the treasury or their delegate:
- Inclusion in returns: Any person required under the authority of this title to make a return, statement, or other document shall include in such return, statement, or other document such identifying number as may be prescribed for securing proper identification of such person.
- Furnishing number to other persons: Any person with respect to whom a return, statement, or other document is required under the authority of this title to be made by another person or whose identifying number is required to be shown on a return of another person shall furnish to such other person such identifying number as may be prescribed for securing their proper identification.
According to U.S. Treasury regulations, any person who, after October 31, 1962, works as an employee for wages subject to Social Security taxes, Medicare taxes, or U.S. federal income tax withholdings is required to apply for “an account number” using Form SS-5.
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What Is A Social Security Card
Your Social Security card is an important piece of identification. You’ll need one to get a job, collect Social Security, or receive other government benefits.
When you apply for a Social Security number , the Social Security Administration will assign you a nine-digit number. This is the same number that is printed on the Social Security card that SSA will issue you. If you change your name, you will need to get a corrected card.
Lost Or Stolen Federal Payments
Report your lost, missing, or stolen federal check to the agency that issued the payment. It’s usually one of these paying agencies. If your documentation indicates it’s a different agency, and you need its contact information, look in the A-Z Index of U.S. Government Departments and Agencies.
To get an update on your claim, contact the Treasury Department Philadelphia Financial Center at 1-855-868-0151, option 1.
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If You’re Not Sure Why You Received A Payment
If you receive a check or direct deposit payment from the Treasury Department and do not know what its for, contact the regional financial center that issued it. Only the agency that authorized the payment can explain why you received it.
If you received a check, look for the RFCs city and state at the top center. Then contact that RFC to find out which federal agency authorized the payment. It will be one of these:
If you received payment byelectronic funds transfer , or direct deposit, follow the directions under Find Information About a Payment.
Use the Treasury Check Verification System to verify that the check is legitimate and issued by the government.
Policy Basics: Top Ten Facts About Social Security
Social Security provides a foundation of income on which workers can build to plan for their retirement. It also provides valuable social insurance protection to workers who become disabled and to families whose breadwinner dies.
Eighty-six years after President Franklin Roosevelt signed the Social Security Act on August 14, 1935, Social Security remains one of the nations most successful, effective, and popular programs.
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Reporting To Social Security
You must notify the Social Security Administration of any event affecting your eligibility for, or amount of, benefit payment . The office or telephone service center that you notify will makethe change to your record or forward the information to the programservice center. We will ask for your Social Security claim number.You must report any change affecting SSI benefits within 10 calendardays after the month the change occurred.
Get Ssa Benefits While Living Abroad
U.S. citizens can travel to or live in most, but not all, foreign countries and still receive their Social Security benefits. You can find out if you can receive benefits overseas by using the Social Security Administrations payment verification tool. Once you access the tool, pick the country you’re visiting or living in from the drop-down menu options.
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Social Security Number Codes
In the United States, a Social Security number is a nine-digit number issued to U.S. citizens, permanent residents, and temporary residents under section 205 of the Social Security Act, codified as 42 U.S.C. § 405.
The number is issued to an individual by the Social Security Administration, an independent agency of the United States government. Although its primary purpose is to track individuals for Social Security purposes, the Social Security number has become a de facto national identification number for taxation and other purposes.
The codes following a Social Security number indicate the type of benefits you are entitled to. The Social Security number followed by one of these codes is often referred to as a claim number and they are only assigned once you apply for benefits. These letter codes may appear on correspondence that youreceive from Social Security or on your Medicare card. They will never appear on a Social Securitynumber card.
For example, if the Social Security of the wage earner number is 123-45-6789, then once you apply forretirement benefits your claim number is 123-45-6789A. This number will also be used as your Medicare claim number, once you are eligible for Medicare.
Fact #: Social Security Provides A Foundation Of Retirement Protection For Nearly All People In The Us
97% of older adults either receive Social Security or will receive it.
Almost all workers participate in Social Security by making payroll tax contributions, and almost all older adults receive Social Security benefits. In fact, 97 percent of older adults either receive Social Security or will receive it, according to Social Security Administration estimates.
The near universality of Social Security brings many important advantages. It provides a foundation of retirement protection for people at all earnings levels. It encourages private pensions and personal saving because it isnt means-tested it doesnt reduce or deny benefits to people whose income or assets exceed a certain level. Social Security provides a higher annual payout than private retirement annuities per dollar contributed because its risk pool is not limited to those who expect to live a long time, no funds leak out in lump-sum payments or bequests, and its administrative costs are much lower.
Universal participation and the absence of means-testing make Social Security very efficient to administer. Administrative costs amount to only 0.6 percent of annual benefits, far below the percentages for private retirement annuities. Means-testing Social Security would impose significant reporting and processing burdens on both recipients and administrators, undercutting many of those advantages while yielding little savings.
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How Do I Correct A Social Security Number
To correct a clients SSN, take the following steps:
- SSN field – Enter the .
- Verification field – Select the correct verification from the drop down menu.
- Alias SSNs Verification field – Select SSN Error or Alias SSN from the drop down menu.
- This prevents the system from sending the incorrect number when running interfaces.
How We Can Help Your Social Security Disability Claim
If you have been unable to work due to an illness or injury, chances are you have considered applying for Social Security disability benefits.
Unfortunately, many people struggle with the SSDI application and appeal process, and it can be extraordinarily difficult to get the disability benefits you need on your own. Thats why legal assistance can be so critical.
We can help you with issues involving:
Speaking of those disability mills… Jonathan writes:
My attorney never prepped me for the hearing, although he did call the day before the hearing. I asked him if he had developed any kind of case at all. He didn’t really address my concerns, either. My attorney just stated that I meet the listing for Multiple Sclerosis. He didn’t explain how or why I meet it. I struggled to answer questions and even forgot to answer several questions the Administrative Law Judge asked me. The entire hearing was completely confusing. I called the attorney immediately after the hearing concluded, and he has not returned my call…
Poor Jonathan! This was perhaps the biggest legal issue he has faced in his life, and his attorney wouldn’t even return his call!*
*But Not Us!
We want to help you with useful information even before you hire us. It’s just part of our DNA.
You are a hard-working person facing a difficult period in your life because of illness or injury. You paid into the system for a very long time and need it to work for you.
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